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How To Guide
Budget Tool Box
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Step One is filling in the blanks on the spreadsheet
(Don't miss the tools at the bottom of the sheet!)
After you complete the spreadsheet and print it you
can move on to step two.

Step Two will explain to you why you need to have a
separate account for your spend money and why it is
very important that you choose the right bank for
your new account.

Step Three will show you how to take your pay check
and automaticly split up the money into different
accounts according to the figures on the spreadsheet.
This can be done with direct deposit or using Capitol
one 360.

Step Four Will explain how to use online banking,
and online bill pay. If you don't already bank online,
please check out the interactive tutorial.

Step Five Will allow you to download personal
financial software to keep track of your accounts, and
will show you briefly how to set up and use the new

Extreme Budgeting will give you a couple more
options thay may better suit your lifestyle. There are
a couple of very good variations to this system, and
one of them may be better for you.